Every Friday I publish a Survey of current rates for 16 of the most popular loan programs.  All rates shown are full-doc programs, priced at “par”, that is, with no discount points or rebate.  Thirty (30) day locks are assumed. 

As of November 30th, 2021 the Federal Housing Finance Authority raised loan limit across the country for various counties.  The new Conforming loan limit has been raised from $625,500 to $647,200 for all counties. 

Loan amounts above the conforming limit of $647,200  go by a variety of names: Agency Jumbos, Conforming Jumbos, Temporary Jumbos, and Conforming High Balance—they are all one and the same. They also came to be known as CONFORMING JUMBOS because they are LARGER than the ordinary conforming loan amount of $647,200 and their purpose was to provide niche financing for borrowers with more expensive properties. The High Balance loan limit will increase to a maximum of $970,800 for some counties.  On the rate sheets they are designated as High Balance Conforming loans. 

Below are the specific high balance limits for the contiguous counties: 

LOS ANGELES COUNTY  $ 970,800
ORANGE COUNTY $ 970,800
RIVERSIDE COUNTY $ 647,200
SAN BERNARDINO COUNTY $ 647,200
SAN DIEGO COUNTY $ 879,750 

Everything above the High Balance loan limits for a particular county constitute Jumbo loan amounts.  So, for San Diego County loan amounts for jumbos range from $879,751 and upward. 

Obviously, it is not possible to provide rates for all the different loan programs there are.  So, if you need pricing for a 15 or 40 year term, an Interest Only loan, a FHA, VA, or a Home Equity Line of Credit (HELOC) call me at (760) 726-4600 or (760) 717-8584. 

Please click the below links for either current or past rates. 

Current Rates

Rates for 2024

Week of:  11/1/24  11/8/24  11/15/24  11/22/24  11/29/24   

10/4/24  10/11/24  10/18/24  10/25/24 

9/6/24  9/13/24  9/20/24  9/27/24 

8/2/24  8/9/24  8/16/24  8/23/24  8/30/24

7/5/24  7/12/24  7/19/24  7/26/24   

6/7/24  6/14/24  6/21/24  6/28/24 

5/3/24  5/10/24  5/17/24  5/24/24  5/31/24

4/5/24  4/12/24  4/19/24  4/26/24   

3/1/24  3/8/24  3/15/24  3/22/24  3/28/24     

2/2/24  2/9/24  2/16/24  2/23/24

1/5/24  1/12/24  1/19/24  1/26/24 

Rates for 2023

Week of:  12/1/23  12/8/23  12/15/23  12/22/23  12/29/23 

11/3/23  11/10/23  11/17/23  11/24/23   

10/6/23  10/13/23  10/20/23  10/27/23 

9/1/23  9/8/23  9/15/23  9/22/23  9/29/23 

8/4/23  8/11/23  8/18/23  8/25/23   

7/7/23  7/14/23  7/20/23  7/28/23 

6/2/23  6/9/23  6/16/23  6/23/23  6/30/23   

5/5/23  5/12/23  5/19/23  5/26/23       

4/7/23  4/14/23  4/21/23  4/28/23

3/3/23  3/10/23  3/17/23  3/24/23  3/31/23 

2/3/23  2/10/23  2/17/23  2/24/24 

1/6/23  1/13/23  1/20/23  1/27/23


Rates for 2022

Week of:  12/2/22  12/9/22  12/16/22  12/23/22  12/30/22

1/7/22  1/14/22  1/21/22  1/28/22

2/4/22  2/11/22  2/18/22  2/25/22

3/4/22  3/11/22  3/18/22  3/25/22

4/1/22  4/8/22  4/15/22  4/22/22  4/29/22

5/6/22  5/13/22  5/20/22  5/27/22

6/3/22  6/10/22  6/17/22  6/24/22

7/1/22  7/8/22  7/15/22  7/22/22  7/29/22

8/5/22  8/12/22  8/19/22  8/26/22

9/2/22  9/9/22  9/16/22  9/23/22  9/30/22

10/7/22  10/14/22  10/21/22  10/28/22

11/4/22  11/11/22  11/18/22  11/25/22

Rates for 2021

Week of:  12/3/21  12/10/21  12/17/21  12/24/21  12/30/21

11/5/21  11/12/21  11/19/21  11/25/21 

10/1/21  10/8/21  10/15/21  10/22/21  10/29/21

9/3/21  9/10/21  9/17/21  9/24/21

8/6/21  8/13/21  8/20/21  8/27/21 

7/2/21  7/9/21  7/16/21  7/23/21  7/30/21 

6/4/21  6/11/21  6/18/21  6/25/21 

5/7/21  5/14/21  5/21/21  5/28/21 

4/2/21  4/9/21  4/16/21  4/23/21  4/30/21

3/5/21  3/12/21  3/19/21  3/26/21 

2/5/21  2/12/21  2/19/21  2/26/21 

1/8/21  1/15/21  1/22/21  1/29/21  


Rates for 2020

Week of:  12/4/20  12/11/20  12/18/20  12/24/20  12/31/20 

11/6/20  11/13/20  11/20/20  11/27/20 

10/2/20  10/9/20  10/16/20  10/23/20  10/30/20 

9/4/20  9/11/20  9/18/20  9/25/20   

8/7/20  8/14/20  8/21/20  8/28/20 

7/3/20  7/10/20  7/17/20  7/24/20  7/31/20   

6/5/20  6/12/20  6/19/20  6/26/20

5/1/20  5/8/20  5/15/20  5/22/20  5/29/20

4/3/20  4/10/20  4/17/20  4/24/20 

3/6/20  3/13/20  3/20/20  3/27/20

2/7/20  2/14/20  2/21/20  2/28/20

1/3/20  1/10/20  1/17/20  1/24/20  1/31/20


Rates for 2019

Week of:  12/6/19  12/13/19  12/20/19  12/27/19 

11/1/19  11/8/19  11/15/19  11/22/19  11/29/19

10/4/19  10/11/19  10/18/19  10/25/19 

9/6/19  9/13/19  9/20/19  9/27/19 

8/2/19  8/9/19  8/16/19  8/23/19  8/30/19

7/5/19  7/12/19  7/19/19  7/26/19 

 6/7/19  6/14/19  6/21/19  6/28/19

5/3/19  5/10/19  5/17/19  5/24/19  5/31/19     

 4/5/19  4/12/19  4/18/19  4/26/19   

3/1/19  3/8/19  3/15/19  3/22/19  3/29/19

2/1/19  2/8/19  2/15/19  2/22/19

1/4/19  1/11/19  1/18/19  1/25/19


Rates for 2018

Week of:  12/7/18  12/14/18  12/21/18  12/28/18   

11/2/18  11/9/18  11/16/18  11/23/18  11/30/18   

10/5/18  10/12/18  10/19/18     

9/7/17  9/14/18  9/21/18  9/28/18

8/3/18  8/10/18  8/17/18  8/24/18  8/31/18    

7/6/18  7/13/18  7/20/18  7/27/18 

6/1/18  6/8/18  6/15/18  6/22/18  6/29/18

5/4/18  5/11/18  5/18/18  5/25/18 

4/6/18  4/13/18  4/20/18  4/27/18 

3/2/18  3/9/18  3/16/18  3/23/18  3/30/18     

2/2/18  2/9/18  2/16/18  2/23/18 

1/5/18  1/12/18  1/19/18  1/26/18


Rates for 2017

Week of:  12/1/17  12/8/17  12/15/17  12/22/17  12/29/17 

11/3/17  11/10/17  11/17/17  11/24/17  

10/6/17  10/13/17  10/20/27  10/27/17    

9/2/17  9/8/17  9/15/17  9/22/17  9/29/17 

8/4/17  8/11/17  8/18/17  8/25/17

7/7/17  7/14/17  7/21/17  7/28/17 

6/2/17  6/9/17  6/16/17  6/23/17  6/30/17   

5/5/17  5/12/17  5/19/17  5/26/17   

 4/7/17  4/14/17  4/21/17  4/28/17 

3/3/17  3/10/17   3/17/17  3/24/17  3/31/17     

2/3/17  2/10/17  2/17/17  2/24/17       

1/6/17  1/13/17  1/20/17  1/27/17   


Rates for 2016

Week of:  12/2/16  12/9/16  12/16/16  12/23/16  12/30/16 

11/3/16  11/10/16  11/18/16  11/25/16 

10/7/16  10/14/16  10/21/16  10/28/16 

9/2/16  9/9/16  9/16/16  9/23/16  9/30/16   

8/5/16  8/12/16  8/19/16  8/26/16

7/1/16  7/8/16  7/15/16  7/22/16  7/29/16 

6/3/16  6/10/16  6/17/16  6/24/16   

5/6/16  5/13/16  5/20/16  5/27/16   

4/1/16  4/8/16  4/15/16  4/22/16  4/29/16

3/4/16  3/11/16  3/18/16  3/25/16

2/5/16 2/12/16  2/19/16  2/26/16

1/8/16  1/15/16  1/22/16  1/29/16


Rates for 2015

Week of:  12/4/15  12/11/15  12/18/15  12/31/15

11/6/15  11/13/15  11/20/15  11/27/15 

10/2/15  10/9/15  10/16/15  10/23/15  10/30/15

9/4/15  9/11/15  9/18/15  9/25/15

8/7/15  8/14/15  8/21/15  8/28/15

7/2/15  7/10/15  7/17/15  7/24/15  7/31/15

6/5/15  6/12/15  6/19/15  6/26/15

5/1/15  5/8/15  5/15/15  5/22/15  5/29/15 

4/3/15  4/10/15  4/17/15  4/24/15  

3/6/15  3/13/15  3/20/15  3/27/15 

2/6/15  2/13/15  2/20/15  2/27/15

1/2/15  1/9/15  1/16/15  1/23/15  1/30/15


Rates for 2014:

Week of:  12/5/14  12/12/14  12/19/14  12/26/14

11/7/14  11/14/14  11/21/14  11/28/14 

10/3/14  10/10/14  10/17/14  10/24/14  10/31/14   

9/5/14  9/12/14  9/19/14  9/26/14

8/1/14  8/8/14  8/15/14  8/22/14  8/29/14

7/3/14  7/11/14  7/18/14  7/25/14

6/6/14  6/13/14  6/20/14  6/27/14

5/2/14  5/9/14  5/16/14  5/23/14  5/30/14 

4/4/14  4/11/14  4/17/14  4/25/14 

3/7/14  3/14/14  3/21/14  3/28/14

2/7/14  2/14/14  2/21/14  2/28/14

1/3/14  1/10/14  1/17/14  1/24/14  1/31/14


Rates for 2013:

Week of:  12/6/13  12/13/13  12/20/13  12/27/13

1/4/13  1/11/13  1/18/13  1/25/13

2/1/13  2/8/13  2/15/13  2/22/13

3/1/13  3/8/13  3/15/13  3/22/13  3/29/13

4/5/13  4/12/13  4/19/13  4/26/13

5/3/13  5/10/13  5/17/13  5/24/13  5/31/13

6/7/13  6/14/13  6/21/13  6/28/13

7/5/13  7/12/13  7/19/13  7/27/13

8/2/13  8/9/13  8/16/13  8/23/13  8/30/13

9/6/13  9/13/13  9/20/13  9/27/13

10/4/13  10/11/13  10/18/13  10/25/13

11/1/13  11/8/13  11/15/13  11/22/13  11/29/13


Rates for 2012:

Week of:  12/7/12  12/14/12  12/21/12  12/28/12

1/6/12  1/13/12  1/20/12  1/27/12

2/3/12  2/10/12  2/17/12  2/24/12

3/2/12  3/9/12  3/16/12  3/23/12  3/30/12

4/6/12  4/13/12  4/20/12  4/27/12

5/4/12  5/11/12  5/18/12  5/25/12

6/1/12  6/8/12  6/15/12  6/29/12

7/6/12  7/13/12  7/20/12  7/27/12

8/3/12  8/10/12  8/17/12  8/24/12  8/31/12

9/7/12  9/14/12  9/21/12  9/28/12

10/5/12  10/12/12  10/19/12  10/26/12

11/2/12  11/9/12  11/16/12  11/23/12  11/30/12


Rates for 2011:

Week of:  12/2/11  12/9/11  12/16/11  12/23/11  12/30/11

11/4/11  11/11/11  11/18/11  11/25/11

10/7/11  10/14/11  10/21/11  10/28/11

9/02/11  9/09/11  9/16/11  9/23/11  9/30/11   

8/05/11  8/12/11  8/19/11  8/26/11 

7/01/11  7/08/11  7/15/11  7/22/11  7/29/11

6/03/11  6/10/11  6/17/11  6/24/11

5/06/11  5/13/11  5/20/11  5/27/11

4/01/11  4/08/11  4/15/11  4/22/11  4/29/11

3/4/11 3/11/11 3/18/11  3/25/11

2/4/11  2/11/11  2/18/11  2/25/11

1/7/11  1/14/11  1/21/11  1/28/11


Rates for 2010:

Week of:  12/3/10  12/10/10  12/17/10  12/24/10  12/31/10

11/5/10  11/12/10  11/19/10  11/26/10

10/1/10  10/8/10  10/15/10  10/22/10  10/29/10

9/3/10  9/10/10  9/17/10  9/24/10

8/6/10  8/13/10  8/20/10  8/27/10

7/30/10  7/23/10  7/16/10  7/9/10  7/2/10

6/25/10  6/18/10  6/11/10  6/4/10

5/28/10  5/21/10  5/14/10  5/7/10

4/30/10  4/23/10  4/16/10  4/9/10  4/2/10

3/26/10  3/19/10  3/12/10  3/5/10

2/26/10  2/19/10  2/12/10  2/5/10

1/29/10  1/22/10  1/15/10  1/8/10


Rates for 2009:

Week of:  12/31/09  12/24/09  12/18/09  12/11/09  12/4/09

11/27/09  11/20/09  11/13/09  11/06/09

10/30/09  10/23/09  10/16/09  10/9/09  10/2/09

9/25/09  9/18/09  9/11/09  9/4/09 

8/28/09  8/21/09  8/14/09  8/7/09

7/31/09  7/24/09  7/17/09  7/10/09  7/2/09

6/26/09  6/19/09  6/12/09  6/5/09

5/29/09  5/22/09  5/15/09  5/8/09  5/1/09

4/24/09  4/17/09  4/10/09  4/3/09 

3/27/09  3/20/09  3/13/09  3/6/09

2/27/09  2/20/09  2/13/09  2/6/09

1/30/09  1/23/09  1/16/09  1/9/09  1/2/09


Rates for 2008:

Week of:  12/26/08  12/19/08  12/12/08  12/5/08

11/28/08  11/21/08  11/14/08  11/7/08

10/31/08  10/24/08  10/17/08  10/10/08  10/3/08

9/26/08  9/19/08  9/12/08  9/5/08

8/29/08  8/22/08  8/15/08  8/8/08  8/1/08

7/25/08  7/18/08  7/11/08  7/3/08

6/27/08  6/20/08  6/13/08  6/6/08

5/30/08  5/23/08  5/16/08  5/9/08  5/2/08

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