Rate Sheets for 1/13/17
                                                                           
CONFORMING 30 YR. FIXED                                                3.750%                           

CONFORMING 15 YR. FIXED                                                2.990%                            

CONFORMING 5/1 ARM                                                        2.750%                             

INTEREST ONLY 5/1 ARM                                                    3.750%           

HIGH BALANCE CONF. 30 YR. FIXED                                  3.950%                             

HIGH BALANCE CONF. 15 YR. FIXED                                  3.125%                             

JUMBO 30 YR. FIXED                                                           4.000%                              

JUMBO 5/1 ARM                                                                   3.250%                             

FHA & VA 30 YR. CONF.  FIXED                          3.250% & 3.250%    

FHA & VA 15 YR. CONF.  FIXED                          2.750% & 2.750%    

FHA & VA 30 YR. HI BAL. CONF. FIXED              3.250% & 3.250%    

DU REFI PLUS 30 YR. FIXED                                                3.875%

SELF-EMPLOYED 7/1 ARM                                                   4.500%

ALL IN ONE LOAN                                                                 4.021%

PRIME RATE                                                                          3.250%                          

1 - MONTH LIBOR                                                                  0.771%

12 - MONTH LIBOR                                                                1.689%


Conforming =/< $417,000 < H.B. Conforming < $697,500 < Jumbo

RATES CHANGE DAILY, ABOVE RATES PRICED @ PAR, 30 DAY LOCKS ASSUMED

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