Rate Sheets for 4/9/10

CONFORMING 30 YR. FIXED                               5.000%

CONFORMING 15 YR. FIXED                               4.250%

CONFORMING 5/1                                                3.500%

FNMA DU REFI PLUS                                           5.000%

HIGH BAL. CONFORMING 30 YR. FIXED             5.250%

HIGH BAL. CONFORMING 15 YR. FIXED             4.500%

JUMBO 30 YR. FIXED                                           5.750%

JUMBO 15 YR. FIXED                                           5.400%

JUMBO 5/1 ARM                                                   4.350%

JUMBO 3/1  ARM                                                  3.400%

FHA & VA CON. 30 YR. FIXED                     4.75 & 5.00%

FHA/VA CON. 15 YR. FIXED                                 4.250%

FHA/VA 30 YR. FIXED CON. JUMBO                    5.000%

      MY COMMUNITY 30 YR. FIXED                                 5.250%        

PRIME RATE                                                            3.25%

MTA INDEX                                                            .4208%

COFI INDEX                                                            1.614%

12 - month LIBOR                                                  .8698%

 Conforming =/< $417,000 < H.B. Conforming < $697,500 < Jumbo

RATES CHANGE DAILY, ABOVE RATES PRICED @ PAR, 30 DAY LOCKS ASSUMED

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