10_12_18.

                            Rate Sheets for 10/12/18

CONFORMING 30 YR. FIXED                                                4.375%

CONFORMING 15 YR. FIXED 3.750%

CONFORMING 5/1 ARM 3.750%

INTEREST ONLY 5/1 ARM 4.500%

HIGH BALANCE CONF. 30 YR. FIXED 4.500%

HIGH BALANCE CONF. 15 YR. FIXED 3.875%

JUMBO 30 YR. FIXED 4.500%

JUMBO 5/1 ARM 3.875%

FHA & VA 30 YR. CONF. FIXED 3.990% & 3.990%

FHA & VA 15 YR. CONF. FIXED 3.375% & 3.500%

FHA & VA 30 YR. HI BAL. CONF. FIXED 3.750% & 3.750%

DU REFI PLUS 30 YR. FIXED 4.125%

SELF-EMPLOYED JUMBO 5/1 ARM 4.500%

ALL IN ONE LOAN 5.492%

PRIME RATE 3.750%

1 - MONTH LIBOR 2.2832%

12 - MONTH LIBOR 2.9691%

Conforming =/< $417,000 < H.B. Conforming < $697,500 < Jumbo

RATES CHANGE DAILY, ABOVE RATES PRICED @ PAR, 30 DAY LOCKS ASSUMED