12_16_16.

                            Rate Sheets for 12/16/16

CONFORMING 30 YR. FIXED                                                3.875%

CONFORMING 15 YR. FIXED 3.125%

CONFORMING 5/1 ARM 2.875%

INTEREST ONLY 7/1 ARM 3.250%

HIGH BALANCE CONF. 30 YR. FIXED 4.125%

HIGH BALANCE CONF. 15 YR. FIXED 3.250%

JUMBO 30 YR. FIXED 4.250%

JUMBO 5/1 ARM 3.500%

FHA & VA 30 YR. CONF. FIXED 3.500% & 3.500%

FHA & VA 15 YR. CONF. FIXED 2.990% & 3.125%

FHA & VA 30 YR. HI BAL. CONF. FIXED 3.750% & 3.750%

DU REFI PLUS 30 YR. FIXED 3.875%

SELF-EMPLOYED 5/1 ARM 4.500%

ALL IN ONE LOAN 3.856%

PRIME RATE 3.250%

1 - MONTH LIBOR 0.6345%

12 - MONTH LIBOR 1.6434%

Conforming =/< $417,000 < H.B. Conforming < $697,500 < Jumbo

RATES CHANGE DAILY, ABOVE RATES PRICED @ PAR, 30 DAY LOCKS ASSUMED