Rate Sheets

Every Friday I publish a Survey of current rates for 16 of the most popular loan programs.  All rates shown are full-doc programs, priced at “par”, that is, with no discount points or rebate.  Thirty (30) day locks are assumed.

Loan amounts above the conforming limit of $453,100 go by a variety of names: Agency Jumbos, Conforming Jumbos, Temporary Jumbos, and Conforming High Balance—they are all one and the same.  They derived their various names for different reasons:  they were called AGENCY JUMBOS because they are required to abide by the guidelines set down by Fannie Mae and Freddie Mac.  They also came to be known as CONFORMING JUMBOS because they are LARGER than the ordinary conforming loan amount of $453,100 and their purpose was to provide niche financing for borrowers with more expensive properties.  These loans also came to be known as TEMPORARY JUMBOS because these higher LOAN limits expired on 1/1/2018.  On the rate sheets they are designated as High Balance Conforming loans.

The limit for High Balance conforming loans is now between 453,101 to $679,650 for San Diego County, Los Angeles and Orange Counties. 

Obviously, it is not possible to provide rates for all the different loan programs there are.  So, if you need pricing for a 15 or 40 year term, an Interest Only loan, a FHA, VA, or a Home Equity Line of Credit (HELOC) call me at (760) 726-4600 or (760) 717-8584.

Please click the below links for either current or past rates.

 

Current Rates

Rates for 2019

Week of:  5/3/19  5/10/19  5/17/19  5/24/19  5/31/19     

 4/5/19  4/12/19  4/18/19  4/26/19   

3/1/19  3/8/19  3/15/19  3/22/19  3/29/19

2/1/19  2/8/19  2/15/19  2/22/19

1/4/19  1/11/19  1/18/19  1/25/19


Rates for 2018

Week of:  12/7/18  12/14/18  12/21/18  12/28/18   

11/2/18  11/9/18  11/16/18  11/23/18  11/30/18   

10/5/18  10/12/18  10/19/18     

9/7/17  9/14/18  9/21/18  9/28/18

8/3/18  8/10/18  8/17/18  8/24/18  8/31/18    

7/6/18  7/13/18  7/20/18  7/27/18 

6/1/18  6/8/18  6/15/18  6/22/18  6/29/18

5/4/18  5/11/18  5/18/18  5/25/18 

4/6/18  4/13/18  4/20/18  4/27/18 

3/2/18  3/9/18  3/16/18  3/23/18  3/30/18     

2/2/18  2/9/18  2/16/18  2/23/18 

1/5/18  1/12/18  1/19/18  1/26/18

Rates for 2017

Week of:  12/1/17  12/8/17  12/15/17  12/22/17  12/29/17 

11/3/17  11/10/17  11/17/17  11/24/17  

10/6/17  10/13/17  10/20/27  10/27/17    

9/2/17  9/8/17  9/15/17  9/22/17  9/29/17 

8/4/17  8/11/17  8/18/17  8/25/17

7/7/17  7/14/17  7/21/17  7/28/17 

6/2/17  6/9/17  6/16/17  6/23/17  6/30/17   

5/5/17  5/12/17  5/19/17  5/26/17   

 4/7/17  4/14/17  4/21/17  4/28/17 

3/3/17  3/10/17   3/17/17  3/24/17  3/31/17     

2/3/17  2/10/17  2/17/17  2/24/17       

1/6/17  1/13/17  1/20/17  1/27/17   

Rates for 2016

Week of:  12/2/16  12/9/16  12/16/16  12/23/16  12/30/16 

11/3/16  11/10/16  11/18/16  11/25/16 

10/7/16  10/14/16  10/21/16  10/28/16 

9/2/16  9/9/16  9/16/16  9/23/16  9/30/16   

8/5/16  8/12/16  8/19/16  8/26/16

7/1/16  7/8/16  7/15/16  7/22/16  7/29/16 

6/3/16  6/10/16  6/17/16  6/24/16   

5/6/16  5/13/16  5/20/16  5/27/16   

4/1/16  4/8/16  4/15/16  4/22/16  4/29/16

3/4/16  3/11/16  3/18/16  3/25/16

2/5/16 2/12/16  2/19/16  2/26/16

1/8/16  1/15/16  1/22/16  1/29/16

Rates for 2015

Week of:  12/4/15  12/11/15  12/18/15  12/31/15

11/6/15  11/13/15  11/20/15  11/27/15 

10/2/15  10/9/15  10/16/15  10/23/15  10/30/15

9/4/15  9/11/15  9/18/15  9/25/15

8/7/15  8/14/15  8/21/15  8/28/15

7/2/15  7/10/15  7/17/15  7/24/15  7/31/15

6/5/15  6/12/15  6/19/15  6/26/15

5/1/15  5/8/15  5/15/15  5/22/15  5/29/15 

4/3/15  4/10/15  4/17/15  4/24/15  

3/6/15  3/13/15  3/20/15  3/27/15 

2/6/15  2/13/15  2/20/15  2/27/15

1/2/15  1/9/15  1/16/15  1/23/15  1/30/15

Rates for 2014:

Week of:  12/5/14  12/12/14  12/19/14  12/26/14

11/7/14  11/14/14  11/21/14  11/28/14 

10/3/14  10/10/14  10/17/14  10/24/14  10/31/14   

9/5/14  9/12/14  9/19/14  9/26/14

8/1/14  8/8/14  8/15/14  8/22/14  8/29/14

7/3/14  7/11/14  7/18/14  7/25/14

6/6/14  6/13/14  6/20/14  6/27/14

5/2/14  5/9/14  5/16/14  5/23/14  5/30/14 

4/4/14  4/11/14  4/17/14  4/25/14 

3/7/14  3/14/14  3/21/14  3/28/14

2/7/14  2/14/14  2/21/14  2/28/14

1/3/14  1/10/14  1/17/14  1/24/14  1/31/14

Rates for 2013:

Week of:  12/6/13  12/13/13  12/20/13  12/27/13

1/4/13  1/11/13  1/18/13  1/25/13

2/1/13  2/8/13  2/15/13  2/22/13

3/1/13  3/8/13  3/15/13  3/22/13  3/29/13

4/5/13  4/12/13  4/19/13  4/26/13

5/3/13  5/10/13  5/17/13  5/24/13  5/31/13

6/7/13  6/14/13  6/21/13  6/28/13

7/5/13  7/12/13  7/19/13  7/27/13

8/2/13  8/9/13  8/16/13  8/23/13  8/30/13

9/6/13  9/13/13  9/20/13  9/27/13

10/4/13  10/11/13  10/18/13  10/25/13

11/1/13  11/8/13  11/15/13  11/22/13  11/29/13

Rates for 2012:

Week of:  12/7/12  12/14/12  12/21/12  12/28/12

1/6/12  1/13/12  1/20/12  1/27/12

2/3/12  2/10/12  2/17/12  2/24/12

3/2/12  3/9/12  3/16/12  3/23/12  3/30/12

4/6/12  4/13/12  4/20/12  4/27/12

5/4/12  5/11/12  5/18/12  5/25/12

6/1/12  6/8/12  6/15/12  6/29/12

7/6/12  7/13/12  7/20/12  7/27/12

8/3/12  8/10/12  8/17/12  8/24/12  8/31/12

9/7/12  9/14/12  9/21/12  9/28/12

10/5/12  10/12/12  10/19/12  10/26/12

11/2/12  11/9/12  11/16/12  11/23/12  11/30/12

Rates for 2011:

Week of:  12/2/11  12/9/11  12/16/11  12/23/11  12/30/11

11/4/11  11/11/11  11/18/11  11/25/11

10/7/11  10/14/11  10/21/11  10/28/11

9/02/11  9/09/11  9/16/11  9/23/11  9/30/11   

8/05/11  8/12/11  8/19/11  8/26/11 

7/01/11  7/08/11  7/15/11  7/22/11  7/29/11

6/03/11  6/10/11  6/17/11  6/24/11

5/06/11  5/13/11  5/20/11  5/27/11

4/01/11  4/08/11  4/15/11  4/22/11  4/29/11

3/4/11 3/11/11 3/18/11  3/25/11

2/4/11  2/11/11  2/18/11  2/25/11

1/7/11  1/14/11  1/21/11  1/28/11

Rates for 2010:

Week of:  12/3/10  12/10/10  12/17/10  12/24/10  12/31/10

11/5/10  11/12/10  11/19/10  11/26/10

10/1/10  10/8/10  10/15/10  10/22/10  10/29/10

9/3/10  9/10/10  9/17/10  9/24/10

8/6/10  8/13/10  8/20/10  8/27/10

7/30/10  7/23/10  7/16/10  7/9/10  7/2/10

6/25/10  6/18/10  6/11/10  6/4/10

5/28/10  5/21/10  5/14/10  5/7/10

4/30/10  4/23/10  4/16/10  4/9/10  4/2/10

3/26/10  3/19/10  3/12/10  3/5/10

2/26/10  2/19/10  2/12/10  2/5/10

1/29/10  1/22/10  1/15/10  1/8/10

Rates for 2009:

Week of:  12/31/09  12/24/09  12/18/09  12/11/09  12/4/09

11/27/09  11/20/09  11/13/09  11/06/09

10/30/09  10/23/09  10/16/09  10/9/09  10/2/09

9/25/09  9/18/09  9/11/09  9/4/09 

8/28/09  8/21/09  8/14/09  8/7/09

7/31/09  7/24/09  7/17/09  7/10/09  7/2/09

6/26/09  6/19/09  6/12/09  6/5/09

5/29/09  5/22/09  5/15/09  5/8/09  5/1/09

4/24/09  4/17/09  4/10/09  4/3/09 

3/27/09  3/20/09  3/13/09  3/6/09

2/27/09  2/20/09  2/13/09  2/6/09

1/30/09  1/23/09  1/16/09  1/9/09  1/2/09

Rates for 2008:

Week of:  12/26/08  12/19/08  12/12/08  12/5/08

11/28/08  11/21/08  11/14/08  11/7/08

10/31/08  10/24/08  10/17/08  10/10/08  10/3/08

9/26/08  9/19/08  9/12/08  9/5/08

8/29/08  8/22/08  8/15/08  8/8/08  8/1/08

7/25/08  7/18/08  7/11/08  7/3/08

6/27/08  6/20/08  6/13/08  6/6/08

5/30/08  5/23/08  5/16/08  5/9/08  5/2/08

Copyright © 2019 Rod Haase.  All rights reserved.