Rate Sheets for 11/26/10

CONFORMING 30 YR. FIXED                               4.375%

CONFORMING 15 YR. FIXED                               3.750%

CONFORMING 5/1 ARM                                       3.000%

CONFORMING 5/1 ARM INTEREST ONLY          3.125%

CALPERS 30 YR. FIXED CONFORMING             4.375%

DU REFI PLUS CONFORMING 30 YR. FIXED      4.375%

HOMEPATH CONFORMING 30 YR. FIXED          4.375%

HIGH BALANCE CONFORMING 30 YR. FIXED    4.500%

HOME OWNERSHIP ACCELERATOR                 3.604%

JUMBO 30 YR. FIXED                                          5.100%

JUMBO 5/1 ARM                                                  3.500%

FHA/VA CONF. 30 YR. FIXED                 4.250 & 4.250%

FHA/VA CONF. 15 YR. FIXED                 3.750 & 3.750%

     FHA/VA 30 YR. FIXED JUMBO                   4.250 & 4.375%        

MY COMMUNITY CONF. 30 YR. FIXED                 4.875%

PRIME RATE                                                         3.250%

1 - MONTH LIBOR                                                0.2562%

12 - MONTH LIBOR                                              0.7688%

 Conforming =/< $417,000 < H.B. Conforming < $697,500 < Jumbo

RATES CHANGE DAILY, ABOVE RATES PRICED @ PAR, 30 DAY LOCKS ASSUMED

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