7_11_14.

                            Rate Sheets for 7/11/14

CONFORMING 30 YR. FIXED                                                 3.875%

CONFORMING 15 YR. FIXED 2.875%

CONFORMING 5/1 ARM 2.625%

CONFORMING 5/1 INTEREST ONLY na

HIGH BALANCE CONF. 30 YR. FIXED 3.990%

HIGH BALANCE CONF. 15 YR. FIXED 2.990%

JUMBO 30 YR. FIXED 4.000%

JUMBO 5/1 ARM 2.750%

FHA & VA 30 YR. CONF. FIXED 3.375% & 3.375%

FHA & VA 15 YR. CONF. FIXED 2.750% & 2.750%

FHA & VA 30 YR. HI BAL. CONF. FIXED 3.375% & 3.500%

HOMEPATH 30 YR. FIXED 4.000%

OPEN ACCESS OR REFI PLUS 30 YR. FIXED 4.000%

STATED INCOME (VERIFIED ASSETS) 5/1 JUMBO ARM 4.000%

PRIME RATE 3.250%

1 - MONTH LIBOR 0.1522%

12 - MONTH LIBOR 0.5420%

Conforming =/< $417,000 < H.B. Conforming < $697,500 < Jumbo

RATES CHANGE DAILY, ABOVE RATES PRICED @ PAR, 30 DAY LOCKS ASSUMED