Rate Sheets for 12/21/18
                                                                           
CONFORMING 30 YR. FIXED                                                4.000%                           

CONFORMING 15 YR. FIXED                                                3.500%                            

CONFORMING 5/1 ARM                                                        3.500%                             

HIGH BALANCE CONF. 30 YR. FIXED                                  4.125%                             

HIGH BALANCE CONF. 15 YR. FIXED                                  3.500%                             

JUMBO 30 YR. FIXED                                                           4.250%                              

JUMBO 5/1 ARM                                                                   3.625%                             

FHA & VA 30 YR. CONF.  FIXED                          3.750% & 3.750%    

FHA & VA 15 YR. CONF.  FIXED                          3.250% & 3.250%    

FHA & VA 30 YR. HI BAL. CONF. FIXED              3.750% & 3.750%    

HOME READY 30 YR. FIXED                                                 4.250%

SELF-EMPLOYED JUMBO 5/1 ARM                                     5.250%

INTEREST ONLY 5/1 ARM                                                    4.125%  

ALL IN ONE LOAN                                                                 5.599%

PRIME RATE                                                                          5.250%                          

1 - MONTH LIBOR                                                                  2.5038%

12 - MONTH LIBOR                                                                3.0657%


Conforming =/< $417,000 < H.B. Conforming < $697,500 < Jumbo

RATES CHANGE DAILY, ABOVE RATES PRICED @ PAR, 30 DAY LOCKS ASSUMED

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