8_5_16.

                            Rate Sheets for 8/5/16

CONFORMING 30 YR. FIXED                                                3.000%

CONFORMING 15 YR. FIXED 2.250%

CONFORMING 5/1 ARM 2.250%

STATED INCOME 5/1 ARM 3.250%

INTEREST ONLY 5/1 ARM 3.750%

HIGH BALANCE CONF. 30 YR. FIXED 3.125%

HIGH BALANCE CONF. 15 YR. FIXED 2.500%

JUMBO 30 YR. FIXED 3.625%

JUMBO 5/1 ARM 2.750%

FHA & VA 30 YR. CONF. FIXED 2.750% & 2.750%

FHA & VA 15 YR. CONF. FIXED 2.250% & 2.250%

FHA & VA 30 YR. HI BAL. CONF. FIXED 3.000% & 3.125%

DU REFI PLUS 30 YR. FIXED 3.125%

ALL IN ONE LOAN 3.706%

PRIME RATE 3.250%

1 - MONTH LIBOR 0.4821%

12 - MONTH LIBOR 1.2980%

Conforming =/< $417,000 < H.B. Conforming < $697,500 < Jumbo

RATES CHANGE DAILY, ABOVE RATES PRICED @ PAR, 30 DAY LOCKS ASSUMED