Why Me And Not Somebody Else?
(Part I)

Occasionally people will ask, "Why should I do business with you?"
BECAUSE I KNOW WHAT'S IMPORTANT TO BORROWERS:

I'm HONEST and ETHICAL, I'LL GIVE YOU A STRAIGHT ANSWER.  If I don't know the answer, I'll find it and get back to you.

I WON'T WASTE YOUR TIME (because I hate having mine wasted).  What this means is you're going to get all the information and pre-qualification up front.

My goal is to SAVE YOU TIME AND MONEY, MAKE YOU SECURE and INSURE YOUR PRIVACY.

You can have the comfort and SECURITY OF KNOWING THAT THE INFORMATION IS CORRECT because I KNOW WHAT TO DO AND I'LL DO WHAT I SAY.

Although I may have to ask you a lot of questions, I won't invade your PRIVACY once you are QUALIFIED.

Usually people come to me because other people didn't call them back (one study of the banking industry reported that 8 out of 10 people who left messages never received a callback) or if they did, the callers didn't know what they were talking about.  I'LL CALL YOU BACK, JUST LET ME KNOW WHERE AND WHEN.

I sell more than just money. 

I SELL MONEY AND SERVICE.

Because we do GOOD business, BUSINESS IS GOOD!

Why Me (Part II)

Top 10 Reasons Why You (or Someone You Know)
Should Consider Doing a Loan with Me.

1.  Why pay retail when you can buy at wholesale?

2.  I represent some of the 42 largest lenders in the nation, e.g. 

3.  I can do it in less time than _____.

4.  I can minimize your mortgage payment.

5.  I can maximize your tax shelter.

6.  I can maximize your cash flow.

7.  Most loans are zero point loans.

8.  Closing costs (non-recurring fees) approximate only $3000 OR may be zero, if you wish.

9.  Once I have your info on file, I can refi additional real estate with a minimum of muss and fuss on your part.

10. I want you as a client.
 

Why Me (Part III)

My background and experiences in the financial sector are extensive and far more varied than that of a conventional loan officer. 

To begin with, I graduated from UCLA with a Masters Degree in Finance Theory.  In 1978, I was licensed by the California Department of Real Estate as a salesperson.

In addition, at one time or another, I've sold most every security instrument commonly available; among them, commodities, stocks, bonds, LLP's, LLC's, mutual funds and life insurance.  In accordance with these positions, I've held series 6, 7, & 63 NASD licenses as well as being life insurance licensed in California.

Further, having worked as a Financial Planner has taught me to look at an individual's overall financial situation so as to suggest ways to improve a borrower's cash flow through tax deductions, debt consolidations and restructuring of their loans, which the average loan officer might overlook.  I can also show you how to trim years off your mortgage with no increase in your monthly payments through bi-weekly programs.  There's also an interactive calculator that allows you to test drive this loan and enter your information to see how much you could save and how fast you could pay it off.

Lest you be left with the impression that this is a one-man show, I assure you, it is not.  I work with a team of mortgage professionals to render the best service possible.  I am affiliated with Cypress Realty & Mortgage, a full service brokerage firm that can assist in purchases, refinances, construction loans, debt consolidations, cash out for home  improvements or whatever you might wish as well as reverse mortgages and commercial loans.  Though I am not active in all of these areas, I can refer you to someone within our organization that is.

Disclaimer:  Please understand that ideas presented here are the distillate of my experience and opinions and they do not necessarily reflect those of Cypress Realty & Mortgage. (Department of Real Estate License Number 0184 4138)

IF, HOWEVER, YOU WISH TO WORK WITH ME--JUST ASK FOR ROD HAASE.